40th Annual Report of the Sydenham Mutual Fire Insurance Co., A. D. 1908. Head Office - Owen Sound, Ontario, Canada. Includes a Statement of Losses for Year 1908. Began business in 1869.
Forty years ago a few of the best farmers in Sydenham, and adjoining Townships, men who had been the pioneer settlers in the forest— frugal and energetic—who knew the value of money as only those can that worked from sun rise till sun set, during the summer, and in the bush all the hours of daylight, in the winter; threshing their grain with a flail, and feeding stock by candle light, morning and night When these men required protection for their earnings, they concluded they could not afford to pay Stock Companies, the cost of insurance, and large salaries and dividends as well, and receive in return a specific Policy, which always is unsatisfactory, so they determined to form a Mutual Company.
Information about a careless, over-insured or dishonest neighbor, who is a member, will be thankfully received, and confidentially treated.
Do not allow lightning-rod agents to rod your buildings unless glass, porcelain or rubber insulators are used wherever the rods are fastened or come in touch with roof or sides. The best authorities say it is necessary, See also that terminals are down into permanently-moist earth ; they are no good unless they terminate in moist earth or water.
Remember that you can do more in extinguishing a fire and preventing loss with a few pails of water the first few minutes after it starts, than a whole fire brigade with plenty of water can do in five minutes after. Hence the reason the Company’s conditions call for water to be ready for immediate use when threshing. Don’t lift fire—smother it with cloth of any kind.
We pay market value for live stock, lost by fire or lightning up to $150 for a horse, $50 for cattle, etc.
Names in this online transcription include Alexander, Allen, Amelin, Anderson, Archer, Arthur, Beaton, Beaudoin, Binnie, Black, Blackburn, Bowes, Brien, Brinkman, Bristow, Bullock, Buskin, Cameron, Campbell, Carnahan, Carr, Case, Cheboh, Clark, Clugston, Cochrane, Conn, Connel, Cook, Currie, D?mond, Davis, Dobie, Douglas, Elder, Esplen, Falkingham, Fawcett, Gardner, Geddes, Genoe, Green, Haley, Harkness, Harris, Heard, Hindle, Hislop, Howes, Howey, Hunter, Jamieson, Jennett, Johnson, Johnston, Kellough, Kergan, King, Laidman, Laird, Legate, Lockhart, Logan, Lyons, Mackenzie, Magee, Maheu, Marion, McCallum, McClelland, McConnell, McDermid, McDonald, McEachern, McEwen, McFadden, McFayden, McGregor, McKay, McKenzie, McKessock, McKinnon, McLean, McLeod, McLoughry, McLver, McMillan, McMullin, McNally, McPhatter, Melosh, Moffat, Morrison, Morrow, Paterson, Perrin, Potts, Reattie, Reddick, Reid, Robertson, Robinson, Rorke, Salmon, Scarf, Scott, Staples, Strong, Sutherland, Taylor, Tebo, Thomson, Timmins, Vance, Wice, Wiley, Williams, Willoughby, Wright.
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